In this article, I will discuss the Best Crypto Credit Cards With Spending Rewards. You swipe, you earn, and the cash-back you collect is usually paid in Bitcoin or another digital coin of your choice.
Even if your still wrapping your head around blockchains or you’ve been trading for years, the cards on this list turn daily shopping into an easy way to add to your crypto stack.
Key Point & Best Crypto Credit Cards With Spending Rewards List
| Crypto Card | Key Feature |
|---|---|
| Crypto.com Visa | Offers up to 5% cashback in CRO and no annual fees with staking. |
| Gemini Credit Card | Instant crypto rewards (up to 3%) deposited in your Gemini account. |
| Coinbase Visa | Spend crypto directly from your Coinbase wallet and earn up to 4% rewards. |
| BitPay Card | Converts crypto to USD for purchases; supports multiple cryptocurrencies. |
| HODL Card | Earn crypto cashback and easily manage crypto through the HODL ecosystem. |
| SoFi Credit Card | Earn 2% cash back; redeem into crypto via SoFi Invest platform. |
| Wirex Card | Supports both crypto and fiat; earn up to 8% cryptoback rewards. |
| Venmo Credit Card | Earn cashback (up to 3%) and auto-purchase crypto using your rewards. |
| Binance Card | Up to 8% cashback in BNB; spend directly from your Binance wallet. |
| Nexo Card | Spend without selling crypto; earn up to 2% cashback and maintain ownership. |
1.Crypto.com Visa
The Crypto.com Visa keeps popping up in-reviews because of its eye-popping 5% cashback offer. That slap-you-in-the-face rate only hits once you stake enough CRO tokens. No annual fee softens the deal even more, so the card practically has no hidden cost.
The card works anywhere the Visa logo shows, whether youre sipping espresso in Rome or buying gas in Omaha. On top of that, Crypto.com knocks off your Spotify and Netflix bills if you qualify, so the perks pile up fast. Because the card plugs straight into the Crypto.com app, watching rewards stack and minting fresh tokens feels almost automatic.
| Feature | Details |
|---|---|
| Card Name | Crypto.com Visa |
| Spending Rewards | Up to 5% cashback in CRO tokens |
| KYC Requirement | Minimal KYC for basic card issuance (ID verification required) |
| Annual Fee | $0 (with staking CRO) |
| Supported Cryptos for Rewards | CRO token |
| Additional Benefits | Spotify, Netflix rebates, airport lounge access (depending on tier) |
| Global Usability | Accepted worldwide anywhere Visa is accepted |
| Crypto Wallet Integration | Full integration with Crypto.com app |
2.Gemini Credit Card
The Gemini Credit Card stands out in the crowded crypto-card scene. Swipe, shop, and watch Bitcoin-or more than sixty other coins-drop into your account right away; no more waiting weeks for a payout.
Shoppers earn up to 3% back, and the rewards hit your Gemini wallet in real time, so a price jump you see at lunch works in your favor by dinner. Best of all, the card carries no annual fee and automatically converts daily spending into crypto savings without extra clicks.
| Feature | Details |
|---|---|
| Card Name | Gemini Credit Card |
| Spending Rewards | Up to 3% cashback in Bitcoin or other crypto |
| Minimal KYC | Basic identity verification required |
| Supported Cryptocurrencies | Bitcoin, Ethereum, and more |
| Annual Fee | $0 |
| Mobile App Integration | Gemini app for managing rewards and payments |
| Additional Benefits | No foreign transaction fees, instant crypto rewards |
| Issuer | Mastercard |
3.Coinbase Visa
The Coinbase Visa card is often called the best crypto credit card out there, mainly because it lets you spend directly from your crypto balance without any extra hoops.
You can stack rewards in different coins, and the numbers are impressive-right now they advertise up to 4% back, depending on which currency you pick.
There are no yearly fees lurking in the fine print, plus your coins convert to cash on the spot, so you can use your digital assets just like plastic and still come out ahead.
| Feature | Details |
|---|---|
| Card Name | Coinbase Visa Card |
| Spending Rewards | Up to 4% cashback in selected cryptocurrencies |
| Minimal KYC | Basic identity verification required |
| Supported Cryptocurrencies | Bitcoin, Ethereum, Litecoin, and more |
| Annual Fee | $0 |
| Mobile App Integration | Coinbase app for card management |
| Additional Benefits | No foreign transaction fees, instant crypto rewards |
| Issuer | Visa |
4.BitPay Card
The BitPay card stays popular for a reason: you can spend your Bitcoin like ordinary cash without waiting on a bank to sign off. Tap the app, swap crypto to dollars in a heartbeat, and grab coffee, bills, or groceries on the fly.
The card handles several coins, charges slim margins, and works almost anywhere that accepts Visa. Purists note the absence of cashback, yet most users trade that perk for low fees and hassle-free currency swaps. If your phone stays fuller than your wallet, this chip-and-PIN plastic may fit your lifestyle perfectly.
| Feature | Details |
|---|---|
| Card Name | BitPay Card |
| Spending Rewards | Up to 1% cashback in Bitcoin or other crypto |
| Minimal KYC | Basic identity verification required |
| Supported Cryptocurrencies | Bitcoin, Ethereum, Bitcoin Cash, and more |
| Annual Fee | $0 |
| Mobile App Integration | BitPay app for card and crypto management |
| Additional Benefits | No foreign transaction fees, instant crypto conversion |
| Issuer | Mastercard |
5.HODL Card
The HODL Card keeps popping up in videos and forums because it hands out crypto cash-back every time you spend. Pretty sweet, right? Most cards ask you to swap coins for dollars first; this one says, Sell your coins? Nope, keep them. The rewards roll in just for sitting tight. Inside the wider HODL platform, wallets and bill pay sync up almost like magic.
Plunge in today or peek tomorrow; either way the software never skips a beat. Flexible reward choices mean you can stack up one coin or spread love across a handful, and the value sits happily in your pocket. People love it because the asset earns interest while the card buys coffee, gas, or lunch. Typical trading puzzles just fade away.
| Feature | Details |
|---|---|
| Card Name | HODL Card |
| Spending Rewards | Up to 2% cashback in Bitcoin or other crypto |
| Minimal KYC | Basic identity verification required |
| Supported Cryptocurrencies | Bitcoin, Ethereum, Litecoin, and more |
| Annual Fee | $0 |
| Mobile App Integration | HODL app for managing card and rewards |
| Additional Benefits | No foreign transaction fees, instant crypto rewards |
| Issuer | Mastercard |
6.SoFi Credit Card
The SoFi Credit Card stands out in the crowded crypto card market because it pays 2% back on every purchase. That cash can be flipped into Bitcoin, Ethereum, or any of a dozen other coins with just one tap in the SoFi app.
Theres no annual fee hanging over your head, and using the card alongside SoFi loans, mortgages, or savings boosts the reward rate even higher. For folks who want to dip their toes in crypto without setting up extra transfers, this plastic turns everyday spending into digital assets almost without you noticing.
| Feature | Details |
|---|---|
| Card Name | SoFi Credit Card |
| Spending Rewards | 2% unlimited cash back on all purchases; 3.3% on SoFi Travel bookings |
| Crypto Rewards | Redeem cash back as cryptocurrency via SoFi Invest account |
| KYC Requirements | Standard KYC process; requires identity verification |
| Annual Fee | $0 |
| Foreign Transaction Fees | None |
| Mobile App Integration | SoFi app for card management and crypto redemption |
| Issuer | Mastercard |
7.Wirex Card
Wirex calls its card a crypto dream because you can snag up to 8% back in digital tokens each time you swipe, and that number is huge compared to most other cards on the market. Unlike some plastic that only deals in Bitcoin or dollars, this one happily shuffles between several coins and regular cash on the fly so you never have to hunt for a currency converter.
You track everything right inside the Wirex app, which feels a bit like having a mini bank and a rewards HQ in your pocket, all synced to your card. Wirex leans into decentralized finance, or DeFi for short, to pump up those rewards without tacking on a mountain of extra fees, so your earnings land in your wallet quicker than you might expect.
| Feature | Details |
|---|---|
| Card Name | Wirex Card |
| Spending Rewards | Up to 2% cashback in Bitcoin on all spends |
| Supported Currencies | Crypto (BTC, ETH, LTC, etc.) and fiat |
| KYC Requirement | Minimal — Basic identity verification only |
| Card Type | Visa Debit Card |
| Fees | Low or no monthly fees |
| Reload Options | Crypto, bank transfer, card top-up |
| Global Usage | Accepted worldwide anywhere Visa is accepted |
| Mobile App | Yes, for easy management and instant notifications |
| Additional Benefits | Instant crypto conversion, multi-currency wallet |
8.Venmo Credit Card
The Venmo Credit Card is a standout pick in the crypto card game, mainly because it turns everyday spending into digital coins almost by magic. Up to 3% back in cash can slide straight into Bitcoin, Ethereum, or whatever token you pick, all while you scroll through the Venmo app. Theres no need to hop over to an exchange; the swap happens on the spot.
If you want to watch your rewards stack in real time, the app lets you see every transaction as it hits your account. Custom alerts buzz when you hit a spending milestone, so nothing slips past you. Best of all, the card ditches the pesky annual fee most cards love to tag on, keeping costs zero for casual users. That mix of features makes it easy for a rookie investor to start building a crypto stash just by buying groceries or grabbing coffee.
| Feature | Details |
|---|---|
| Card Name | Venmo Credit Card |
| Spending Rewards | Up to 3% cashback on top merchant categories |
| Supported Currencies | USD (with crypto rewards in Bitcoin option) |
| KYC Requirement | Minimal — Basic identity verification |
| Card Type | Visa Credit Card |
| Fees | No annual fee |
| Reload Options | Linked bank account or Venmo balance |
| Global Usage | Accepted anywhere Visa is accepted |
| Mobile App | Yes, full integration with Venmo app |
| Additional Benefits | Instant rewards, customizable cashback categories |
9.Binance Card
The Binance Card feels a little like a cheat code for people who love spending crypto and earning rewards. Slide your card at the register, and you could pocket as much as 8% back in BNB; that kind of cashback is nearly unheard of.
Because the card hooks straight to your Binance account, it swaps digital coins to dollars on the fly. No fiddling with manual transfers or loading up a prepaid balance-just tap and go, even if youre halfway across the globe.
What really makes the card shine is how tightly it weaves into the Binance app. Check spending, watch rewards pile up, and browse other crypto assets all from the same dashboard. For everyday users hunting big cashback, the setup feels hard to beat.
| Feature | Details |
|---|---|
| Card Name | Binance Card |
| Spending Rewards | Up to 8% cashback in BNB (Binance Coin) |
| Supported Currencies | Multiple cryptocurrencies + fiat |
| KYC Requirement | Minimal — Basic identity verification |
| Card Type | Visa Debit Card |
| Fees | No issuance or monthly fees |
| Reload Options | Crypto or fiat deposits |
| Global Usage | Accepted worldwide wherever Visa is accepted |
| Mobile App | Binance app for card management |
| Additional Benefits | Instant crypto conversion, multi-coin wallet support |
10.Nexo Card
The Nexo Card stands out in a crowded crypto-market because it lets you spend coins that you never actually sell. That built-in, crypto-backed credit line takes the sting out of letting go of your Bitcoin or Ethereum.
Swipe the card anywhere, rack up purchases, and watch rewards roll in at a flat 2 percent-cashback drops in Nexo tokens but can also be swapped for several other digital coins.
There are no surprise fees hiding in the fine print, and money is available instantly, so the card feels a lot like traditional plastic, only with way more upside. Keeping ownership of your stash while still collecting everyday perks is the real win here.
| Feature | Details |
|---|---|
| Card Name | Nexo Card |
| Spending Rewards | Up to 2% cashback paid in Bitcoin or NEXO tokens |
| Supported Currencies | Crypto (BTC, ETH, NEXO, and others) + fiat |
| KYC Requirement | Minimal — Basic identity verification |
| Card Type | Mastercard Debit Card |
| Fees | No annual or monthly fees |
| Reload Options | Crypto deposits or fiat transfers |
| Global Usage | Accepted worldwide where Mastercard is accepted |
| Mobile App | Yes, for card and account management |
| Additional Benefits | Instant crypto spending without selling assets |
Conclusion
Wrap-up time: the top crypto credit cards give cardholders a smooth way to shop while racking up digital coins. From hefty cashback percentages to instant deposits in Bitcoin or Ethereum, these cards let regular purchases double as small investments.
Finding the perfect fit is mostly about personal taste, yet every option on the list blurs the line between daily spending and the booming world of cryptocurrency.